Clearwater Car Insurance
If you live in Clearwater, FL and are looking for Clearwater car insurance find the policy that is right for you by comparing multiple Clearwater auto insurance quotes from top companies side by side. Use our free Clearwater car insurance quote finder to make this process quick and easy. In just minutes you can see where the best rates for Clearwater auto insurance are.
Find the Clearwater car insurance policy you need right now!
Clearwater Auto Insurance Minimum Requirements
When choosing a Clearwater auto insurance policy you will want to know what the state’s minimum requirements for auto insurance are.
Here are the Clearwater, FL auto insurance minimum requirements:
- $10,000 bodily injury liability per person
- $20,000 bodily injury liability per accident
- $10,000 property damage liability
Bodily injury liability will pay for medical expenses of the other driver and passengers in an accident where you are at fault. Property damage liability will cover damages to the property of the other driver in an accident where you are at fault.
These are just the minimum amounts of auto insurance required by the state. For your situation, you may want to add additional coverage to your policy.
Clearwater Auto Insurance Coverage
Some other types of Clearwater auto insurance coverage that you may want to add to your policy include:
- Uninsured/Underinsured Motorists Coverage: Cover you if you are in an accident where the at fault driver has no insurance or is under insured.
- Personal Injury Protection (PIP): Covers you and your passengers medical expenses in an accident.
- Comprehensive Coverage: Covers non accident related damages to your vehicle.
- Collision Coverage: Covers damages to your car in an accident.
If your car is being financed than the lender may require you to have a certain amount of collision and comprehensive coverage.
Clearwater Auto Insurance Rates
When shopping for Clearwater auto insurance it is important to be an educated shopper. Understanding your Clearwater auto insurance rates could help you find lower rates.
When car insurance companies determine your Clearwater auto insurance rate they look at a variety of factors. These factors include:
- Age
- Location
- Vehicle
- Gender
- Credit Score
- Driving Record
- Claims History
Here are some tips that can help you lower your Clearwater car insurance rate:
- Be A Safe Driver: Having a history of driving violations will increase your car insurance rates. Make driving safely a habit and consider taking a driver’s safety course which many companies will give you a discount for completing.
- Monitor Your Credit: Your credit score can affect your Clearwater car insurance rates. Try to maintain a high credit score and it will help to lower your Clearwater auto insurance rates.
- Avoid Making Unnecessary Claims: Your claims history can also affect your rates and having a history of car insurance claims could make your rates higher. If you can, avoid making small, unnecessary claims.
Cheap Clearwater Car Insurance
When choosing a car insurance company, most people will look at the price of the policy above everything else. While you don’t want to overpay for your car insurance policy, there are ways to find cheap Clearwater car insurance without sacrificing coverage or quality.
One great way to find cheap Clearwater auto insurance is by taking advantage of the discounts that many Clearwater auto insurance companies offer. Some common auto insurance discounts include:
- Good student
- Safe driver
- Safe vehicle
- Low mileage
- Multiple policy
- Military
- Senior
Compare Clearwater car insurance companies and see which company can offer you the most savings with car insurance discounts.
Find The Clearwater Car Insurance Policy You Need Now!
The best way to find the cheap Clearwater car insurance policy you need is by shopping around. Use our free Clearwater car insurance quote finder to quickly compare quotes from top Clearwater auto insurance companies online.
Get started finding the Clearwater auto insurance policy you need now!